If you are not back to normal after your doctor finds that you have reached an end of healing following a work injury, your doctor may give you a functional permanent disability rating that, subject to various worker’s compensation limitations and other rules, will reflect your physical loss.
In certain instances functional permanent disability may also be rated on the basis of mandatory minimums enumerated in Wisconsin law. Various operations, such as some joint replacements, some back and neck surgeries, and meniscectomies (knee surgery), are included in these code minimum ratings.
In most cases, functional permanent disability is partial; it’s called permanent partial disability, or PPD. If you have had a very serious work injury you may be entitled to an award for Permanent Total Disability (PTD), in which case you receive lifetime benefits paid at temporary-total-disability rates. (Temporary-total-disability rates are the highest rates available under worker’s compensation law.) Examples of functional permanent total disability include blindness, loss of both arms, loss of both legs, and similar catastrophic losses. Cases of this sort are extremely rare (fortunately). Permanent Total Disability is most often based on vocational factors. See Loss of Earning Capacity.